{
  "docId": "019dd923-5e88-73ef-bd5e-20765d39f2c9",
  "docSlug": "7e6e879b1443c211",
  "documentTitle": "2024 Q1 Earnings Presentation",
  "authorId": "American-Express",
  "authorName": "American Express",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "strategy_consulting",
  "sourceTypeLabel": "Strategy consulting",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.777,
  "pageNumber": 10,
  "pageCount": 41,
  "prevPage": 9,
  "nextPage": 11,
  "slideType": "kpi_dashboard",
  "function": "analyze_data",
  "density": "balanced",
  "nDataPoints": 18,
  "notes": "The chart compares a historical baseline (Q1'20) with a recent quarterly progression (Q1'23-Q1'24).",
  "elementsJson": [
    "bar_chart_vertical",
    "data_table"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5e-20765d39f2c9/10",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5e-20765d39f2c9",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5e-20765d39f2c9.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5e-20765d39f2c9#slide-10",
  "components": [
    {
      "bbox": {
        "h": 0.335,
        "w": 0.772,
        "x": 0.128,
        "y": 0.285
      },
      "kind": "chart",
      "text": "Reserves as a % of Total Loans & CM Receivables",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a459b3a6-1d46-4579-926a-0d4db7f25bd1",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.025,
        "w": 0.815,
        "x": 0.028,
        "y": 0.965
      },
      "kind": "disclaimer",
      "text": "Balance Sheet credit reserve builds differ from P&L credit reserve builds due to other receivables and FX impacts. Reserve subtotals may not foot due to rounding.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3e715374-d647-420c-8c03-63f1a768bb45",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Reserves as a % of Total Loans & CM Receivables: 2.9%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-5bea-70fa-aeeb-59d80e4f7405",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.235,
        "w": 0.915,
        "x": 0.028,
        "y": 0.695
      },
      "kind": "table",
      "text": "Balance Sheet Credit Reserves table showing Total Loans & CM Receivables, Total Loans, and CM Receivables by quarter.",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "da7b1c39-6f8d-4be0-9616-f83f0d316eff",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.055,
        "w": 0.275,
        "x": 0.048,
        "y": 0.035
      },
      "kind": "title",
      "text": "Total Reserves",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "510bf00c-1eb6-436c-9f7d-3a045af79808",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Annotation",
      "slug": "annotation",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "019dd95a-1a8c-7709-b5e9-df7178a9fd6f",
      "evidence": "2.9% callout and per-period values labeled.",
      "confidence": 70
    },
    {
      "name": "Chart Selection Guide",
      "slug": "chart-selection-guide",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "019dd95a-1a8c-7709-b5e9-d9e74a0d7382",
      "evidence": "Reserves visualization with % ratio labels by quarter.",
      "confidence": 70
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 17,
      "from": 3,
      "beatId": "019dd95a-07a7-7579-bd63-299af3c310e1",
      "arcName": "The Mountain",
      "arcSlug": "mountain",
      "beatName": "Rising Action",
      "beatSlug": "mountain-rising-action",
      "evidence": "Sequential metric pages: volumes, credit, provisions, revenue, expense, capital.",
      "position": 2,
      "confidence": 70,
      "parentBeatName": "Development",
      "parentBeatSlug": "development"
    }
  ],
  "loops": [
    {
      "to": 10,
      "from": 8,
      "name": "Pattern Hunter",
      "slug": "02-pattern-hunter",
      "bestFor": "Time-pressed audiences, building consensus, when data is strong",
      "matchId": "019dd95a-08f8-7619-ac2c-4b0ab0307e39",
      "evidence": "Credit metrics (p8), Provision (p9), Reserves (p10) all framed against pre-pandemic baseline to imply a normalization pattern.",
      "position": 2,
      "objective": "Show credit health pattern across multiple metrics",
      "structure": "Evidence A -> Evidence B -> Evidence C -> Pattern/Conclusion",
      "confidence": 70,
      "description": "Group multiple pieces of evidence that together point to a pattern or conclusion"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}