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      "text": "Maintain focus on lending in mortgages and corporate loans in NL and NW Europe\nFurther focus on income diversification via Markets and Clearing\nWell positioned for conscious growth in EU transitions, building on strong commercial, sustainability and risk expertise\nSupport growth ambitions with proactive risk management and solid control framework\nFollowing years of derisking, through the cycle Cost of Risk lowered to 10-15bps",
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