{
  "docId": "019dd923-5e88-73ef-bd5c-41d0f3df2bfa",
  "docSlug": "fafd558df26db8f8",
  "documentTitle": "Deutsche Bank Q3 2024 Presentation",
  "authorId": "DeutscheBank",
  "authorName": "Deutsche Bank",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 37,
  "pageCount": 47,
  "prevPage": 36,
  "nextPage": 38,
  "slideType": "financial_analysis",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 25,
  "notes": "Includes data on portfolio breakdown by type and geography, cumulative loan modifications, and quarterly CLP trends.",
  "elementsJson": [
    "pie_chart",
    "bar_chart_vertical",
    "bullet_list",
    "callout_box"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5c-41d0f3df2bfa/37",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5c-41d0f3df2bfa",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5c-41d0f3df2bfa.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5c-41d0f3df2bfa#slide-37",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Refinancing remains main risk when loans with lower debt service coverage ratio and reduced collateral values reach maturity / extension dates, requiring modifications including additional equity.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-163f-7040-9114-58a3ce70bf9a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.1,
        "x": 0.43,
        "y": 0.25
      },
      "kind": "chart",
      "text": "Cumulative modified loans",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "43e197fa-359d-4ee8-a39d-5812d474dc6a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.28,
        "x": 0.68,
        "y": 0.25
      },
      "kind": "chart",
      "text": "CLPs per quarter",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ab3e4749-d12d-4c30-a2ec-949e9a90ea21",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.15,
        "x": 0.04,
        "y": 0.25
      },
      "kind": "chart",
      "text": "US CRE in scope of severe stress test by type",
      "attrs": null,
      "subkind": "pie",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "2ad0f3ef-19e3-4c6e-af0c-5cff3a30b7a2",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.15,
        "x": 0.22,
        "y": 0.25
      },
      "kind": "chart",
      "text": "Office portfolio breakdown by city",
      "attrs": null,
      "subkind": "pie",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9d3d51d2-508c-43f9-b283-019efd7208c0",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.53,
        "x": 0.43,
        "y": 0.65
      },
      "kind": "list",
      "text": "Refinancing risks, €683m CLPs driven by office, Q3 2024 impact from portfolio sale, proactive management of maturities",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "90507890-bd1a-4573-a2dd-5c1d5fe89401",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.38,
        "x": 0.04,
        "y": 0.65
      },
      "kind": "list",
      "text": "US office portfolio 1.4% of total loans and 23% of stress-tested portfolio; 84% in Class A; 83% LTV",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ef157ea1-680a-4a8a-953f-f4a7e04fc812",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "CLP impact: 5.3%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-163f-7040-9114-5eb2a531fa94",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.2,
        "x": 0.03,
        "y": 0.93
      },
      "kind": "source-note",
      "text": "Notes: for footnotes refer to slides 45 and 46",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "513efef8-fc30-4fda-b6d8-9341fe7f4f6e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.03,
        "y": 0.05
      },
      "kind": "title",
      "text": "Commercial Real Estate (CRE) 2 / 2",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "342c9924-7f30-4059-babd-4aaae8c3136b",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}