{
  "docId": "019dd923-5e88-73ef-bd5c-1de46216da3d",
  "docSlug": "3a3141fe6042eb7d",
  "documentTitle": "Client Creditor Overview August 2023",
  "authorId": "DeutscheBank",
  "authorName": "Deutsche Bank",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.777,
  "pageNumber": 9,
  "pageCount": 31,
  "prevPage": 8,
  "nextPage": 10,
  "slideType": "kpi_dashboard",
  "function": "summarize",
  "density": "overcrowded",
  "nDataPoints": 18,
  "notes": "Includes footnotes referencing slides 27 and 28; LCR and NSFR definitions provided.",
  "elementsJson": [
    "headline_text",
    "bullet_list",
    "bar_chart_vertical",
    "bar_chart_stacked",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5c-1de46216da3d/9",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5c-1de46216da3d",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5c-1de46216da3d.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5c-1de46216da3d#slide-9",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Profit before tax of € 3.3bn after absorbing over € 700m in nonoperating expenses.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-163b-7393-8abe-2790327b5a72",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.25,
        "x": 0.69,
        "y": 0.25
      },
      "kind": "chart",
      "text": "CIR development",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "13871d5d-1b50-458b-ad0d-379d40855a3c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.25,
        "x": 0.41,
        "y": 0.55
      },
      "kind": "chart",
      "text": "RoTE development",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c77c73af-2d6e-410d-b15a-a9ff15c2da39",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.25,
        "x": 0.69,
        "y": 0.55
      },
      "kind": "chart",
      "text": "CET1 ratio development",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "888a90d6-d360-4efe-ac80-9a78467a767c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.25,
        "x": 0.41,
        "y": 0.25
      },
      "kind": "chart",
      "text": "Revenue CAGR H1 2023 LTM vs FY 2021",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f4d7707f-dc20-4b6c-b28f-b3d17170573e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.6,
        "x": 0.05,
        "y": 0.88
      },
      "kind": "disclaimer",
      "text": "Notes: LCR – liquidity coverage ratio; NSFR – net stable funding ratio; for footnotes refer to slides 27 and 28",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5c393ec9-9ecf-42f7-933c-b5ba5abbb9fe",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.6,
        "w": 0.35,
        "x": 0.05,
        "y": 0.25
      },
      "kind": "list",
      "text": "Profit before tax of € 3.3bn after absorbing over € 700m in nonoperating expenses\nContinued revenue momentum with total revenues up 11% driven by resilient and well-balanced franchise, with growth in CB and PB, and strong net inflows\nResilient balance sheet and strong capital, reflective of disciplined risk management, while delivering € 1bn capital distribution to shareholders in 2023\nTargeted measures in place to drive operational and capital efficiency",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c0c1e599-1ded-42d0-8a4b-c4d58ad5478d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Profit before tax: € 3.3bn",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-163b-7393-8abe-2ae1a34a6f65",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.05,
        "y": 0.08
      },
      "kind": "title",
      "text": "Continued positive momentum in H1 2023",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a08aac3b-9d98-4e9b-aaa2-f1b393a33855",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 12,
      "from": 5,
      "beatId": "a4d9699d-fc1d-4284-ab8b-7af1accec244",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Need",
      "beatSlug": "monroes-sequence-need",
      "evidence": "Financial milestones and challenges",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [
    {
      "to": 12,
      "from": 5,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "908f9976-3653-44bc-ae8d-6e16c2e091ae",
      "evidence": "Financial challenges and milestones",
      "position": 1,
      "objective": "Cost of not transforming",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}