{
  "docId": "019dd923-5e88-73ef-bd5c-18913fe566f7",
  "docSlug": "0f8a343efddae510",
  "documentTitle": "Deutsche Bank Q4 FY 2024 Presentation",
  "authorId": "DeutscheBank",
  "authorName": "Deutsche Bank",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 44,
  "pageCount": 54,
  "prevPage": 43,
  "nextPage": 45,
  "slideType": "kpi_dashboard",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 25,
  "notes": "Includes pie charts for portfolio breakdown, a bar chart for cumulative modified loans, and a bar chart for quarterly CLPs.",
  "elementsJson": [
    "pie_chart",
    "bar_chart_vertical",
    "bullet_list"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5c-18913fe566f7/44",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5c-18913fe566f7",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5c-18913fe566f7.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5c-18913fe566f7#slide-44",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Refinancing remains main risk when loans with lower debt service coverage ratio and reduced collateral values reach maturity / extension dates, requiring modifications including additional equity.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-1045-7320-b05a-842ea4758e9e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.25,
        "x": 0.7,
        "y": 0.3
      },
      "kind": "chart",
      "text": "CLPs per quarter",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4f6c56dc-7a07-46a7-b380-402f503b9b61",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.1,
        "x": 0.45,
        "y": 0.3
      },
      "kind": "chart",
      "text": "Cumulative modified loans",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c5f24626-eeba-4433-b091-36aa370ad365",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.15,
        "x": 0.04,
        "y": 0.3
      },
      "kind": "chart",
      "text": "US CRE in scope of severe stress test by type",
      "attrs": null,
      "subkind": "pie",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "52932bab-23e8-4657-bfce-cf3da239bcd0",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.15,
        "x": 0.22,
        "y": 0.3
      },
      "kind": "chart",
      "text": "Office portfolio breakdown by city",
      "attrs": null,
      "subkind": "pie",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e0b7b8eb-49d0-4d08-bd41-7394dc297f0e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.38,
        "x": 0.04,
        "y": 0.65
      },
      "kind": "list",
      "text": "US office portfolio 1.4% of total loans and 23% of stress-tested portfolio; 86% of office exposure in Class A properties; Average LTVs in US office at 81%",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3f601d21-2bb0-4774-ac32-904720f37b71",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.53,
        "x": 0.43,
        "y": 0.65
      },
      "kind": "list",
      "text": "Refinancing risks; €763m of CLPs driven by offices; Q4 portfolio sale of €0.9bn; Pro-active management of near-term maturities",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4d273770-d46f-4d6b-a753-897fc7bf0749",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "CLPs per quarter: € 15bn",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-1045-7320-b05a-8b157353f6d7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.2,
        "x": 0.036,
        "y": 0.93
      },
      "kind": "source-note",
      "text": "Notes: for footnotes refer to slides 52 and 53",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "83bfe24a-bb8d-44a3-b121-946a73aa3a52",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.036,
        "y": 0.05
      },
      "kind": "title",
      "text": "Commercial Real Estate (CRE) 2 / 2",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6a706270-e019-46db-a007-0a1aa360e21a",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}