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  "documentTitle": "Client Creditor Overview Q3 2023 incl S&P update",
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  "notes": "Includes a donut chart for loan book breakdown and a stacked bar chart for credit loss provisions.",
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      "text": "Q3 provisions lower than prior quarter as a result of reduced stage 1+2 provisions driven by model changes and improved macroeconomic forecasts, mainly affecting the Investment Bank and the Corporate Bank.",
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      "text": "Well-diversified loan portfolio; Well-positioned to withstand downside risks; 54% of loan portfolio in Private Bank, 24% in Corporate Bank, 21% in Investment Bank",
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