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  "documentTitle": "Client Creditor Overview Q4 2023",
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  "authorName": "Deutsche Bank",
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  "notes": "The slide illustrates the capital stack and how it compares to MREL and TLAC requirements, highlighting the surplus.",
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      "text": "Q3 2025 loss-absorbing capacity significantly above all regulatory requirements, with MREL remaining the most binding constraint.",
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      "text": "Q3 2025 loss-absorbing capacity significantly above all regulatory requirements, with MREL remaining the most binding constraint. Bank recovery and resolution framework was established after the 2008 financial crisis to safeguard the stability of the financial system. Bail-in of liabilities as a key element to transfer arising losses (“failure or likely to fail” situation) to investors (not taxpayers). Objective: restore capital to ensure continued operation of critical functions without impacting depositors / counterparties ranking superior in the hierarchy",
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      "text": "1. € 118bn TLAC stack",
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      "text": "In € bn, as of September 30, 2025",
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