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  "documentTitle": "Client Creditor Overview Q4 2023",
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  "notes": "The chart uses a step-like visualization to show progression of CLP bps over time periods.",
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      "text": "Lower CLP run rate supported by improved economic outlook for Germany, normalized CRE-related losses and wider portfolio composition. Targeted loan growth underpinned by strong underwriting discipline. Diligent portfolio steering to manage risk across country, industry, asset class and single names. € 56bn of notional hedges to mitigate single name risks to rating-based thresholds.",
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