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      "text": "<20% of c.£84bn 5+ year fixed balances maturing before FY24; Only 1.5% of FY23 and 2.2% of FY24 maturities >85% LTV; Offering customers the opportunity to refinance 180 days early",
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      "text": "52.8% average balance weighted LTV of mortgage stock; 39.2% average valuation weighted LTV; Consistently low 90 day arrears rate (Q223: 0.2%); Well-established affordability assessments in place",
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      "text": "Excludes Kensington Mortgage Company balances... | Note: Charts may not sum due to rounding",
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