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  "documentTitle": "EFX+ +Barclays+Credit+Bureau+Day+Presentation+2023",
  "authorId": "Barclays",
  "authorName": "Equifax",
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  "nDataPoints": 13,
  "notes": "LTFF stands for Long Term Financial Framework. EWS, USIS, and INTL are business segments.",
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      "text": "New LTFF Revenue Growth by segment: EWS (13-15%), USIS (6-8%), INTL (7-9%)",
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      "text": "Long Term Financial Framework table with metrics: Organic revenue growth (7-10%), M&A contribution (1-2%), Total growth (8-12%), EBITDA% margin improvement (+50 bps), Cash EPS growth (12-16%), Dividend yield (~1%), Annual shareholder return (13-18%)",
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      "kind": "title",
      "text": "New EFX Long Term Framework",
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      "evidence": "Three business segments act as MECE pillars of the growth framework.",
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      "agent": "Storyteller",
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      "evidence": "Three parallel growth bubbles EWS / USIS / INTL form a tricolon.",
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      "evidence": "Each segment bubble annotated with target growth range (13-15%, 6-8%, 7-9%).",
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      "evidence": "Bold rows for headline metrics (Total growth, Cash EPS growth, Annual shareholder return) vs lighter sub-rows.",
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