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  "documentTitle": "Barclays Q32023 FI Presentation",
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  "notes": "Includes a waterfall chart for NIM bridge and stacked bar charts for deposit mix.",
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      "text": "Guidance is sensitive to level and mix of deposit balances and further changes in expectations for interest rates. To help frame this guidance, if we see similar deposit trends (mix and volume) to Q323, FY23 NIM would be towards the top end of the range.",
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      "text": "Net Interest Margin: 3.05% - 3.10%",
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      "kind": "source-note",
      "text": "Includes Wealth balances | Personal Savings Accounts, including Everyday Saver, Blue Rewards Saver and Rainy Day Saver | Note: Charts may not sum due to rounding",
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