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  "documentTitle": "Barclays Bank PLC FY24 Client Information",
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  "notes": "The slide uses a matrix structure to compare credit ratings across three agencies (Moody's, S&P, Fitch) for three Barclays entities (HoldCo, Bank PLC, Bank UK PLC).",
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      "text": "Barclays Bank PLC has a higher credit rating than Barclays PLC as operating companies can receive additional notching for the benefit of having capital and HoldCo senior debt sitting beneath it in the resolution hierarchy.",
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      "text": "Barclays Bank PLC has a higher credit rating than Barclays PLC as operating companies can receive additional notching for the benefit of having capital and HoldCo senior debt sitting beneath it in the resolution hierarchy",
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      "text": "All credit ratings affirmed in 2024; HoldCo Senior composite 'A' rated for two of four indices; One further upgrade with either Moody's or S&P would drive a HoldCo Senior composite 'A' rating across all indices; Tier 2 investment grade rated by all agencies; AT1 rated 'BB-' or above by all agencies",
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      "text": "1 Deposit rating | Note: All information as at 12th February 2025",
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      "text": "Current Senior long and short term ratings matrix for Barclays entities across Moody's, S&P, and Fitch",
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