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      "text": "Excludes the effect of the Q424 securitisation | High loan-to-value mortgages reflecting 85%+ loan-to-value | Based on residential flow mortgages. 6% HLTV mix stated at the February 2024 Investor Update was based on stock mortgages | Excludes Tesco Bank card acquisitions in Q424. 288k including Tesco Bank acquisitions",
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