{
  "docId": "019dd923-5e88-73ef-bd5b-73d2fcd4c63f",
  "docSlug": "b24f1791b15f452b",
  "documentTitle": "barclays americas select franchise conference final 5 8 24",
  "authorId": "Barclays",
  "authorName": "Citizens Financial Group",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.333,
  "pageNumber": 20,
  "pageCount": 24,
  "prevPage": 19,
  "nextPage": 21,
  "slideType": "kpi_dashboard",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 25,
  "notes": "Includes portfolio breakdown, FICO trends from 4Q19 to 1Q24, and summary statistics for prime/super-prime and secured status.",
  "elementsJson": [
    "headline_text",
    "pie_chart",
    "bar_chart_stacked",
    "bullet_list",
    "callout_box",
    "big_number",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5b-73d2fcd4c63f/20",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5b-73d2fcd4c63f",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5b-73d2fcd4c63f.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5b-73d2fcd4c63f#slide-20",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Super-prime/prime ~95% of retail portfolio > 680; Secured ~76% of retail portfolio.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-103f-77d9-80be-6eaaefbc61ff",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.4,
        "w": 0.45,
        "x": 0.03,
        "y": 0.52
      },
      "kind": "chart",
      "text": "Retail portfolio FICO trends",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d1681b06-8ac2-49d8-b1d0-5d89e2ace222",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.4,
        "w": 0.45,
        "x": 0.03,
        "y": 0.09
      },
      "kind": "chart",
      "text": "Retail loans composition",
      "attrs": null,
      "subkind": "pie",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4c3b0754-f1cd-4017-9deb-ffd64f15cd09",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.4,
        "w": 0.45,
        "x": 0.52,
        "y": 0.09
      },
      "kind": "list",
      "text": "High quality, diverse portfolio details",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "fac7f96c-a1c3-46f8-a3b5-deffc0365027",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.22,
        "x": 0.76,
        "y": 0.58
      },
      "kind": "metric",
      "text": "~76% of retail portfolio secured",
      "attrs": null,
      "subkind": "big-number",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6016808a-dec6-4076-989a-ada5add15ed0",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.22,
        "x": 0.52,
        "y": 0.58
      },
      "kind": "metric",
      "text": "~95% of retail portfolio > 680",
      "attrs": null,
      "subkind": "big-number",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "bed7725e-4207-45e3-a005-f1d1602f47df",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Retail credit portfolio: $70.4B",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-103f-77d9-80be-735dd49637f3",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.5,
        "x": 0.03,
        "y": 0.97
      },
      "kind": "source-note",
      "text": "See page 21 for notes and important information on Non-GAAP Financial Measures, including “Underlying” results.",
      "attrs": {
        "numbered": true
      },
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7adcc2c7-4b02-4503-82c6-7887ba572d5c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.03,
        "y": 0.03
      },
      "kind": "title",
      "text": "$70.4B Retail credit portfolio",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1d868c8d-8bff-4849-9668-3b550af4d4c8",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Action Titles",
      "slug": "action-titles",
      "agent": "Architect",
      "layer": "slide",
      "matchId": "019dd95a-1970-727c-8b74-00750196c5f4",
      "evidence": "Title quantifies the portfolio: '$70.4B Retail credit portfolio'",
      "confidence": 78
    },
    {
      "name": "Annotation",
      "slug": "annotation",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "019dd95a-1970-727c-8b74-04153f3daa58",
      "evidence": "Callout: 'Super-prime/prime ~95% of retail portfolio > 680; Secured ~76%'",
      "confidence": 70
    },
    {
      "name": "Data Story Arc",
      "slug": "data-story-arc",
      "agent": "Storyteller",
      "layer": "slide",
      "matchId": "700e5e4c-c768-4aa8-89ca-a30a3145f7aa",
      "evidence": "callout: Super-prime/prime ~95% of retail portfolio > 680; Secured ~76% of retail portfolio",
      "confidence": 0.5
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [
    {
      "to": 20,
      "from": 15,
      "name": "Zoom In",
      "slug": "06-zoom-in",
      "bestFor": "Technical deep-dives, case studies, detailed analysis",
      "matchId": "019dd95a-08f7-737a-a005-4b0f5f9561fa",
      "evidence": "Appendix sequence drilling from GAAP summary → underlying performance → NIM bridge → portfolio cuts",
      "position": 4,
      "objective": "Zoom into financial detail backing the main-body claims",
      "structure": "The Big Picture -> Key Area of Focus -> Specific Detail -> Implication",
      "confidence": 70,
      "description": "Start broad, then progressively focus on specific details that prove your point"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}