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      "text": "Total post model adjustment (PMA) of £74m reflects elevated US uncertainty not captured in economic consensus, driving increased probability weightings of the downside scenarios in our IFRS9 calculations.",
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      "text": "Includes debt securities | Excludes the day one impact of the Tesco Bank acquisition of £209m | Post model adjustment reflecting elevated US macroeconomic uncertainty | Note: Charts may not sum due to rounding",
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