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      "text": "But we do disclose our coverage levels across U.S. cards, and you'll see that they show up really well actually against our peer sets. They're around 8%, overall.",
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      "text": "But we're really disciplined, because it is a competitive business in the U.S. And in the past, where we've found that we haven't got the right returns from our partner, we've walked away from the relationship.",
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