{
  "docId": "019dd923-5e88-73ef-bd5b-67d8898f8420",
  "docSlug": "dfdec0fb1c1b9a0f",
  "documentTitle": "20230215 Q422 FI Investor Presentation vFFF",
  "authorId": "Barclays",
  "authorName": "Barclays",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.445,
  "pageNumber": 28,
  "pageCount": 56,
  "prevPage": 27,
  "nextPage": 29,
  "slideType": "kpi_dashboard",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 22,
  "notes": "Includes two waterfall charts detailing capital ratio movements and a list of future considerations.",
  "elementsJson": [
    "waterfall_chart",
    "bullet_list",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5b-67d8898f8420/28",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5b-67d8898f8420",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5b-67d8898f8420.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5b-67d8898f8420#slide-28",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Target RoTE of >10%: translates to c.150bps of annual CET1 ratio accretion.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-1041-7106-b147-007fa38e8e93",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.22,
        "w": 0.645,
        "x": 0.045,
        "y": 0.225
      },
      "kind": "chart",
      "text": "Q4 22 CET1 ratio movements",
      "attrs": null,
      "subkind": "waterfall",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1425aab9-0716-4a19-8da9-ba16505eb724",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.22,
        "w": 0.645,
        "x": 0.045,
        "y": 0.54
      },
      "kind": "chart",
      "text": "FY 22 CET1 ratio movements",
      "attrs": null,
      "subkind": "waterfall",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5fdb595d-d271-493d-b653-bad1fbead258",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.95,
        "x": 0.045,
        "y": 0.875
      },
      "kind": "disclaimer",
      "text": "Includes acceleration of capital impacts of 33bps related to pension transactions unwind | FX on credit risk, counterparty credit risk and standardised market risk RWAs. FVOCI impact of (1)bp in Q4 22 | Kensington Mortgage Company | Note: The fully loaded CET1 ratio was 13.7% as at 31 December 2022 (13.6% as at 30 September 2022) | Note: Charts may not sum due to rounding",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "eecd13c0-3210-4793-8caf-1f77c2fafb60",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.55,
        "w": 0.3,
        "x": 0.66,
        "y": 0.19
      },
      "kind": "list",
      "text": "Future considerations for Q1 23 and Medium/long-term",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "51cb200d-b9ef-4fcd-929e-a3eaa06ba98f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "CET1 ratio: 13.9%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-1041-7106-b147-055a24635a46",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.036,
        "w": 0.468,
        "x": 0.045,
        "y": 0.125
      },
      "kind": "title",
      "text": "Disciplined capital management",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f41d562d-cb13-486f-b202-3ba1f3d2234f",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Action Titles",
      "slug": "action-titles",
      "agent": "Architect",
      "layer": "slide",
      "matchId": "019dd95a-187e-714f-9b93-eb45e15ab0a9",
      "evidence": "'Disciplined capital management' with 150bps CET1 accretion callout",
      "confidence": 80
    },
    {
      "name": "Waterfall chart",
      "slug": "waterfall-chart",
      "agent": null,
      "layer": "slide",
      "matchId": "ce1134b6-5868-4581-acaf-64153da208d7",
      "evidence": "chart/waterfall: Q4 22 CET1 ratio movements",
      "confidence": 0.9
    },
    {
      "name": "Waterfall chart",
      "slug": "waterfall-chart",
      "agent": null,
      "layer": "slide",
      "matchId": "6e7c069f-af6e-40c5-a45b-4e10ebfb894f",
      "evidence": "chart/waterfall: FY 22 CET1 ratio movements",
      "confidence": 0.9
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 39,
      "from": 18,
      "beatId": "019dd95a-07a6-74c7-9027-66f53c65fbe1",
      "arcName": "The Triple Take",
      "arcSlug": "triple-take",
      "beatName": "The Implications (So What)",
      "beatSlug": "triple-take-the-implications-so-what",
      "evidence": "Asset quality, capital, balance sheet — why results = credit-worthy",
      "position": 2,
      "confidence": 70,
      "parentBeatName": "Reflection",
      "parentBeatSlug": "reflection"
    },
    {
      "to": 42,
      "from": 5,
      "beatId": "019dd95a-07a6-74c7-9027-7b4dab9c8b81",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Evidence & Proof",
      "beatSlug": "consultants-gambit-evidence-proof",
      "evidence": "Financial deep dive, asset quality, capital, balance sheet, ratings",
      "position": 4,
      "confidence": 55,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [
    {
      "to": 33,
      "from": 28,
      "name": "Build Up",
      "slug": "33-build-up",
      "bestFor": "Pricing justification, cost estimation, market sizing",
      "matchId": "019dd95a-08f7-737a-a002-663b4d231f6c",
      "evidence": "Sequence builds from RoTE→CET1 accretion, Basel 3.1 impact, RWA, pension surplus, AT1 stack.",
      "position": 5,
      "objective": "Build the capital strength story (CET1, RWA, pension, AT1)",
      "structure": "The Base -> Add Component A -> Add Component B -> Add Component C -> The Total",
      "confidence": 70,
      "description": "Start from zero and add components to arrive at a total"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}