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  "documentTitle": "20240220 Barclays FY2023 Results and Investor Update Presentation",
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  "notes": "The chart shows USCB (thick blue line) relative to a set of thin grey lines representing top US issuers.",
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      "text": "USCB 30 day delinquency rates vs peers",
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      "text": "Each line represents one of the other top-10 largest US issuers, by receivables - data sourced from annual reports | LLR calculated as Impairment charge / Average Gross Loans and Advances. Gross Loans and Advances in addition to ENR includes Loans and Advances to banks, Debt securities, recovery book, and accrued interest. For 2023 Gross Loans and Advances for USCB was £28bn. Note: 2013-2017 figures are before the adoption of IFRS 9 and so may not be directly comparable to the 2018-2023 figures | Includes only open accounts, does not include Business Card or Personal Loan accounts",
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      "text": "Delinquency rates consistently well-positioned among leading US card issuers",
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