{
  "docId": "019dd923-5e88-73ef-bd5b-5b56109065e7",
  "docSlug": "f9574e8f8445fb37",
  "documentTitle": "20240220 Barclays FY2023 Results and Investor Update Presentation",
  "authorId": "Barclays",
  "authorName": "Barclays",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 103,
  "pageCount": 145,
  "prevPage": 102,
  "nextPage": 104,
  "slideType": "kpi_dashboard",
  "function": "summarize",
  "density": "balanced",
  "nDataPoints": 24,
  "notes": "The slide presents a clear historical trend alongside future performance goals for key banking metrics.",
  "elementsJson": [
    "headline_text",
    "kpi_table",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5b-5b56109065e7/103",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5b-5b56109065e7",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5b-5b56109065e7.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5b-5b56109065e7#slide-103",
  "components": [
    {
      "bbox": {
        "h": 0.05,
        "w": 0.95,
        "x": 0.02,
        "y": 0.93
      },
      "kind": "disclaimer",
      "text": "All metrics shown on IFRS basis | LLR calculated as Impairment charge / Average Gross Loans and Advances. Gross Loans and Advances in addition to ENR includes Loans and Advances to banks, Debt securities, recovery book, and accrued interest. For 2023 Gross Loans and Advances for USCB was £28bn",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "eb646c99-15da-4f54-adf7-12bbd8890739",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "RoTE: 4%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-1042-7629-9bd7-c58e449d064c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.75,
        "w": 0.95,
        "x": 0.02,
        "y": 0.13
      },
      "kind": "table",
      "text": "Key Metrics table showing RoTE, End Net Receivables, Net interest margin, Cost: Income ratio, Loan Loss Rate, and RWA for 2021, 2022, 2023 and 2026 Targets.",
      "attrs": null,
      "subkind": "kpi",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ed22ad83-ccab-4c6b-837b-1f5b06e923e0",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.4,
        "x": 0.02,
        "y": 0.04
      },
      "kind": "title",
      "text": "Today's financials and 2026 targets",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8b73444a-948b-4af1-b78b-ee5b9ebf2b6c",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Action Titles",
      "slug": "action-titles",
      "agent": "Architect",
      "layer": "slide",
      "matchId": "019dd95a-1b09-7403-ac51-2e7434ba810a",
      "evidence": "'Today's financials and 2026 targets' for USCB.",
      "confidence": 70
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 129,
      "from": 45,
      "beatId": "019dd95a-07a7-7579-bd63-d55e6d9a000e",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Evidence & Proof",
      "beatSlug": "consultants-gambit-evidence-proof",
      "evidence": "RoTE waterfall to >12% + division-by-division 2026 plans.",
      "position": 4,
      "confidence": 88,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    },
    {
      "to": 129,
      "from": 32,
      "beatId": "019dd95a-07a7-7579-bd63-e56e02819b63",
      "arcName": "The Transformation Tale",
      "arcSlug": "transformation-tale",
      "beatName": "The Bridge",
      "beatSlug": "transformation-tale-the-bridge",
      "evidence": "Simpler/Better/More balanced playbook executed at group + division level.",
      "position": 3,
      "confidence": 72,
      "parentBeatName": "Resolution",
      "parentBeatSlug": "resolution"
    }
  ],
  "loops": [
    {
      "to": 103,
      "from": 89,
      "name": "Tale Two Worlds",
      "slug": "04-tale-two-worlds",
      "bestFor": "Competitive analysis, benchmarking, case for change",
      "matchId": "019dd95a-08f8-7619-ac2d-424e0070f1b5",
      "evidence": "USCB today -> partner-market thesis -> path to RoTE in line with Group + 2026 targets.",
      "position": 10,
      "objective": "US Consumer Bank current vs 2026 path",
      "structure": "Current State -> Desired State / Benchmark -> The Gap & Implication",
      "confidence": 80,
      "description": "Show the gap between two states to drive urgency or highlight opportunity"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}