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  "documentTitle": "barclays global credit 2024",
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      "text": "Pain Point: Low level of information to lenders, hindering affordable credit access to SMBs (only 13% have a score higher than 600 points; 70% do not have credit access); Difficulties to manage many providers to run the business",
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      "text": "Attractive Market: SMBs account for ~30% of GDP and ~50% of jobs, totaling 21m+ active companies; SMBs' GDP grew ~7%, while Brazil's GDP grew 2.9% last year",
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      "text": "Right to win: Our SMBs business stand alone is bigger than our main competitor; Unique solutions such as CaaS and Open Receivables",
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