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      "text": "Business diversification: Consolidated our Consumer business; SMBs reached considerable size; Expanded in ID&F and entered in Agribusiness and Open Receivables; Expansion to non-banking segments. Early-stage investments: 13 inorganic investments. Data supremacy: 87% of analytical products use Positive Data. Productivity gains: Total EBIT margin evolution (+3.7 p.p. from FY20 to FY24)",
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