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      "text": "1. “Credit Card Market: Cobrand Market Share by Issuer,” Phoenix, October 2018. For 1H18, based on number of accounts, total spend, and revolving balance dollars\n2. Represents 2018 share of general purpose credit card (“GPCC”) spend, which excludes private label and Commercial Card. Based on company filings and JPMorgan Chase estimates\n3. Represents 2018 share of loans outstandings, which excludes private label, AXP Charge Card, and Citi Retail Cards. Based on company filings and JPMorgan Chase estimates\n4. Average number of active credit card accounts per month in 2018. Active defined as those that have at least one credit card sales transaction in respective month\n5. Excludes Commercial Card",
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      "text": "Notes on slide 28 – Our sustained investment in products and customer acquisition has created tremendous scale",
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