{
  "docId": "019dd923-5e88-73ef-bd5b-00929d11a886",
  "docSlug": "ab253afb16771f06",
  "documentTitle": "529 cpe",
  "authorId": "JPMorgan",
  "authorName": "J.P. Morgan",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.308,
  "pageNumber": 11,
  "pageCount": 45,
  "prevPage": 10,
  "nextPage": 12,
  "slideType": "problem_statement",
  "function": "frame_problem",
  "density": "overcrowded",
  "nDataPoints": 12,
  "notes": "The slide uses a dual bar chart comparison to illustrate the widening gap between costs and aid.",
  "elementsJson": [
    "headline_text",
    "bar_chart_vertical",
    "bar_chart_vertical",
    "callout_box",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5b-00929d11a886/11",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5b-00929d11a886",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5b-00929d11a886.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5b-00929d11a886#slide-11",
  "components": [
    {
      "bbox": {
        "h": 0.08,
        "w": 0.38,
        "x": 0.31,
        "y": 0.65
      },
      "kind": "callout",
      "text": "Result: Families are paying more. Families now pay 48% of college costs from their income and investments, up from 38% 12 years ago.",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1f1c79ec-1e7d-43d1-b0e1-3bf3d279a9dc",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "callout",
      "text": "Families now pay 48% of college costs from their income and investments, up from 38% 12 years ago.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-28aa-738e-a352-d3b17b8899d7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.35,
        "x": 0.55,
        "y": 0.22
      },
      "kind": "chart",
      "text": "Total financial aid (in billions, for undergraduate students)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1d64b79e-5f16-42df-8ca3-a85fc8981faf",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.35,
        "x": 0.08,
        "y": 0.22
      },
      "kind": "chart",
      "text": "College costs (four-year in-state public university)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4486ba2b-050a-4786-84c6-0d92ec4418a1",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.94,
        "x": 0.03,
        "y": 0.79
      },
      "kind": "disclaimer",
      "text": "1. College Board, Trends in College Pricing, 2011, 2014, 2017, 2020 and 2024. Based on average tuition, fees, and room and board at an in-state, four-year university. 2. College Board, Trends in Student Aid, 2012, 2015, 2018, 2021 and 2025. Includes federal, state, institutional and private grants as well as federal work-study, tax benefits, veterans' benefits and loans. 3. Sallie Mae, How America Pays for College, 2014 and 2025. Remaining college costs paid with loans, grants, scholarships and family gifts.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "64fc9431-6ddd-40b2-977e-a56709f8059a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "College cost growth: +45%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-28aa-738e-a352-d69dddc06313",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.6,
        "x": 0.03,
        "y": 0.12
      },
      "kind": "paragraph",
      "text": "College costs are rising much faster than financial aid — leaving families to pay more of the expenses.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e40850d3-9dcc-41c4-ae36-bc73e55a2e58",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.25,
        "x": 0.03,
        "y": 0.07
      },
      "kind": "title",
      "text": "Financial aid overview",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "77baf708-d36a-4676-9886-e0eb2d2b9a13",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Chart Selection Guide",
      "slug": "chart-selection-guide",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "f8001a52-154a-40b6-a147-326d59ab03bd",
      "evidence": "The slide uses a bar chart to effectively display data.",
      "confidence": 0.7
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 14,
      "from": 11,
      "beatId": "45c56743-c95e-4120-8aff-e99cb4a13aed",
      "arcName": "Problem-Agitate-Solution",
      "arcSlug": "problem-agitate-solution",
      "beatName": "Problem & Complication",
      "beatSlug": "consultants-gambit-problem-complication",
      "evidence": "Financial aid overview and reality check",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}