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      "text": "1. Reflects 3Q19 vs. 3Q18. Chase figures and industry benchmark based on Argus data. Data excludes: small business, private label, secured and charge cards as well as select co-brand portfolios. Industry benchmark reflects top 6 peers\n2. Excludes Commercial Card\n3. Excludes rewards liability adjustments",
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      "text": "Notes on slide 21 – Our Card franchise has an industry leading position in sales and outstanding balances",
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