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      "text": "1. ROI defined as 5 year NPV of investment divided by after tax investment. Marketing ROI includes terminal value. ROI of 0 represents a breakeven opportunity\n2. Reflects steady-state year 3 performance for Card and year 1 performance for Consumer Banking\n3. Reflects projected 2022 results for technology programs with active development in 2019\n4. Based on Chase internal market research",
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      "text": "Notes on slide 7 – Our portfolio of investments has yielded strong returns",
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