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      "text": "1. Income before income tax expense on a Managed basis. See note 1 on slide 26\n2. For a reconciliation of the Firm’s 2015 results from a reported to managed basis, see page 80 of JPMorgan Chase Co.’s Annual Report on Form 10-K for the year ended December 31, 2015 (the “2015 Form 10-K”)\n3. Seasonally adjusted average quarterly rate. Source: U.S. Bureau of Labor Statistics as of December, 2019. Based on February 7, 2020, revision\n4. Seasonally adjusted annualized rates. Source: U.S. Bureau of Economic Analysis as of Q419. Based on January 30, 2020, revision\n5. Average quarterly rate, not seasonally adjusted. Source: Board of Governors of the Federal Reserve System as of December, 2019",
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      "text": "Notes on slide 5 – We have grown pre-tax income across each of our businesses – while capitalizing on a favorable economic environment",
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