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      "text": "1. Defined as total CCB expense less investments, auto lease expense, legal expense, FDIC surcharge, and geography-related impacts. Total CCB accounts reflect CBB checking accounts (excluding accounts associated with investments and zero-balance accounts), Card statemented accounts, Wealth Management investment accounts, and Home Lending and Auto serviced accounts\n2. Excludes branch network investments and checking account production associated with these investments, as well as zero-balance accounts\n3. Card accounts reflect statemented accounts defined as open accounts with a statement",
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