{
  "docId": "019dd923-5e88-73ef-bd5a-c2f22e97fcdf",
  "docSlug": "b0c2ac9cab5466fb",
  "documentTitle": "2022 consumer community banking investor day",
  "authorId": "JPMorgan",
  "authorName": "JPMorgan Chase & Co.",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 43,
  "pageCount": 106,
  "prevPage": 42,
  "nextPage": 44,
  "slideType": "business_case",
  "function": "quantify_impact",
  "density": "overcrowded",
  "nDataPoints": 14,
  "notes": "The slide uses a comparative structure: historical product scaling on the left, and current pay-over-time performance on the right.",
  "elementsJson": [
    "data_table",
    "big_number",
    "bullet_list",
    "icon_grid"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5a-c2f22e97fcdf/43",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5a-c2f22e97fcdf",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5a-c2f22e97fcdf.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5a-c2f22e97fcdf#slide-43",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Our data tells us a small but growing portion of customers are using pay-over-time solutions – but: Prefer their bank to provide BNPL solutions; >40% use multiple providers; Are more likely to adopt My Chase Plan; Have not changed card revolve behaviors.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-28ab-7545-a2b3-15686bd1d21e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.426,
        "x": 0.527,
        "y": 0.62
      },
      "kind": "list",
      "text": "Prefer their bank to provide BNPL solutions; >40% use multiple providers; Are more likely to adopt My Chase Plan; Have not changed card revolve behaviors",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5ed5c946-37d7-4a43-8cb6-df97f0e63c67",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.426,
        "x": 0.527,
        "y": 0.415
      },
      "kind": "metric",
      "text": "+88% Increase in average Installment Lending Outstandings",
      "attrs": null,
      "subkind": "big-number",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "72b1f8a5-ebd2-4b0b-96b6-12b8eab3cff6",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.426,
        "x": 0.527,
        "y": 0.315
      },
      "kind": "metric",
      "text": ">5mm Installment Lending Customers",
      "attrs": null,
      "subkind": "big-number",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "edf0c183-6ead-4523-96cc-197f3c9b28ed",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Installment Lending Customers: >5mm",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-28ab-7545-a2b3-192b62e475da",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.18,
        "x": 0.047,
        "y": 0.91
      },
      "kind": "source-note",
      "text": "For footnoted information, refer to slide 88",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f8f1f644-76ac-4f7c-87e5-7f9b495f3dcf",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.48,
        "w": 0.473,
        "x": 0.047,
        "y": 0.32
      },
      "kind": "table",
      "text": "Product, Year 1 Users, CAGR, '21 Users for Credit Journey, Zelle, Chase MyHome, Finance & Drive",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d2cfe06b-7672-456e-a57f-9e51de434f1c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.022,
        "w": 0.473,
        "x": 0.047,
        "y": 0.195
      },
      "kind": "title",
      "text": "Proven track record for scaling digital products",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "61d9be28-dcac-4175-93e6-6955591aa409",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.022,
        "w": 0.426,
        "x": 0.527,
        "y": 0.195
      },
      "kind": "title",
      "text": "Uniquely positioned to scale pay-over-time solutions",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8ea90120-2f72-4d0e-8436-35b305fbb6a8",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.038,
        "w": 0.743,
        "x": 0.047,
        "y": 0.105
      },
      "kind": "title",
      "text": "Our product development engine is also scaling our pay-over-time solutions",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d050b9f0-2c1e-458d-b347-3d5fa5a80ef2",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}