{
  "docId": "019dd923-5e88-73ef-bd5a-b778a460dbc6",
  "docSlug": "071b09855986178e",
  "documentTitle": "2022 commercial banking investor day",
  "authorId": "JPMorgan",
  "authorName": "JPMorgan Chase & Co.",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 8,
  "pageCount": 23,
  "prevPage": 7,
  "nextPage": 9,
  "slideType": "kpi_dashboard",
  "function": "summarize",
  "density": "overcrowded",
  "nDataPoints": 16,
  "notes": "Slide provides a snapshot of commercial and industrial (C&I) portfolio health.",
  "elementsJson": [
    "bullet_list",
    "donut_chart",
    "line_chart",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5a-b778a460dbc6/8",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5a-b778a460dbc6",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5a-b778a460dbc6.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5a-b778a460dbc6#slide-8",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "87% of non-investment grade exposure is secured.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-2301-748f-9111-54440fe2622f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.4,
        "x": 0.047,
        "y": 0.55
      },
      "kind": "chart",
      "text": "C&I portfolio by industry",
      "attrs": null,
      "subkind": "donut",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9ca66993-8977-487c-a448-dc4ef2504adf",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.4,
        "x": 0.52,
        "y": 0.55
      },
      "kind": "chart",
      "text": "C&I net charge-off rate (%)",
      "attrs": null,
      "subkind": "line",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "87c4e073-0557-462b-a721-3bfa29de46a1",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.06,
        "w": 0.9,
        "x": 0.047,
        "y": 0.93
      },
      "kind": "disclaimer",
      "text": "Note: Metrics in charts are as of Dec. 31, 2021, all other metrics are as of March 31, 2022 unless otherwise noted. 1 The Firm considers internal ratings equivalent to BB+/Ba1 or lower as non-investment grade. 2 Portfolios based on sub-LOB are not regulatory definitions; totals may not sum due to rounding. 3 Peer average based on CB-equivalent CRE segments or wholesale portfolios at BAC, CMA, FITB, KEY, PNC, USB, WFC, which may not fully align with CB segmentation.",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "fb1b081d-61ec-4574-8bd0-f0ca389e9921",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.4,
        "x": 0.047,
        "y": 0.22
      },
      "kind": "list",
      "text": "Credit quality of the portfolio remains strong; Diversified across industries and regions; Dedicated underwriters for targeted industries; 87% of non-investment grade exposure is secured",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6adccd88-127f-46cf-9d5e-7e153cba3117",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.4,
        "x": 0.52,
        "y": 0.22
      },
      "kind": "list",
      "text": "Monitoring impact of geopolitical tensions, inflation, supply chain, tight labor markets and interest rates; Closely watching potentially vulnerable sectors for stress; Maintaining our strong risk focus and underwriting discipline",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "dca54d3d-08c4-43b4-8610-370057e0ec8c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Net charge-off rate: 87%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-2301-748f-9111-58a97aeacf56",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.038,
        "w": 0.342,
        "x": 0.047,
        "y": 0.105
      },
      "kind": "title",
      "text": "Maintaining risk discipline – C&I",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ad92e409-cfee-42f0-a753-e12cf404da3e",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 9,
      "from": 6,
      "beatId": "1afb6fa0-a064-4f6e-ba7f-38005fba2bec",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Need",
      "beatSlug": "monroes-sequence-need",
      "evidence": "The slides on comprehensive payments solutions, diversified loan portfolio, and risk discipline highlight the need for Commercial Banking's services and its ability to manage risk.",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}