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  "documentTitle": "2019 cb investor day ba56d0e8",
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  "authorName": "JPMorgan Chase & Co.",
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  "notes": "The chart shows a clear performance advantage for the firm compared to the peer average during the 2009-2010 period.",
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      "kind": "chart",
      "text": "Net charge-off performance",
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      "text": "Diversified across industries and regions\n81% of non-investment grade exposure is secured\n84% of loan facilities are bilateral or JPMC-led\n43% of exposure underwritten within specialized industry teams\nStrong credit performance in stress environments, as demonstrated in recent oil & gas downturn",
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      "text": "Credit quality remains solid, with no material signs of deterioration in the market\nContinue to closely watch certain sectors and monitor new originations\nRevolver utilization generally flat\nLoan spreads in the market have stabilized",
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      "text": "1 Non-investment grade generally represents a risk profile similar to a rating of BB+/Ba1 and below, based on internal risk assessment\n2 Excludes advised and guidance facilities\n3 Excludes asset-based lending\n4 Peer average based on CB-equivalent C&I segments or wholesale portfolios at BAC, CMA, FITB, KEY, PNC, USB, WFC, which may not fully align with CB segmentation",
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