{
  "docId": "019dd923-5e88-73ef-bd5a-a9eff67dbec3",
  "docSlug": "c865bb3b7d0689de",
  "documentTitle": "Consolidated Full Presentation",
  "authorId": "JPMorgan",
  "authorName": "JPMorgan Chase & Co.",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 47,
  "pageCount": 242,
  "prevPage": 46,
  "nextPage": 48,
  "slideType": "kpi_dashboard",
  "function": "quantify_impact",
  "density": "overcrowded",
  "nDataPoints": 14,
  "notes": "The slide uses a stacked bar chart to show expense growth and two sets of bar charts with accompanying KPIs to demonstrate efficiency gains.",
  "elementsJson": [
    "headline_text",
    "bar_chart_stacked",
    "bar_chart_vertical",
    "icon_grid",
    "footnote"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5a-a9eff67dbec3/47",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5a-a9eff67dbec3",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5a-a9eff67dbec3.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5a-a9eff67dbec3#slide-47",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "ADJUSTED EXPENSE (EX. INVESTMENTS) ARE GROWING MODESTLY",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-28ac-70e6-a737-badd2cd7769f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.6,
        "w": 0.24,
        "x": 0.158,
        "y": 0.24
      },
      "kind": "chart",
      "text": "Adjusted expense growth 2021-2023",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "444a811c-6563-4f0c-b332-21b1bdff1d75",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.2,
        "x": 0.46,
        "y": 0.55
      },
      "kind": "chart",
      "text": "Branch network & field cost per account trend",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1d50c18a-7f09-4fea-a4dc-d10d2fc2f180",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.2,
        "x": 0.46,
        "y": 0.24
      },
      "kind": "chart",
      "text": "Operations & Fraud cost per account trend",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e2dcac9b-c639-403b-a056-e4a42c52918e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.2,
        "x": 0.048,
        "y": 0.92
      },
      "kind": "disclaimer",
      "text": "For footnoted information, refer to slide 81",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3b7a7339-913e-42f8-8c92-460c631f4b64",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.25,
        "x": 0.7,
        "y": 0.58
      },
      "kind": "list",
      "text": "Branch Network KPIs: ~30% customers per branch, >15% tenured advisors, >15% sales productivity",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "2d38bdf3-9fe0-4eac-9449-ddc181e35326",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.25,
        "x": 0.7,
        "y": 0.26
      },
      "kind": "list",
      "text": "Operations & Fraud KPIs: >20% reduction in calls, >50% volume increase, ~5% fraud loss reduction",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "bfe79c5e-88eb-4dfa-90b7-8037d4cf6e13",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Adjusted Expense: ~3% CAGR",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-28ac-70e6-a737-bfd65f88afb5",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.64,
        "x": 0.048,
        "y": 0.083
      },
      "kind": "title",
      "text": "We are realizing benefits of scale and efficiencies across our business",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ac397dca-7a27-42a2-8368-e6c367e366c7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.47,
        "x": 0.048,
        "y": 0.157
      },
      "kind": "title",
      "text": "ADJUSTED EXPENSE1,2 (EX. INVESTMENTS) ARE GROWING MODESTLY",
      "attrs": null,
      "subkind": "subtitle",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c1b30ae0-eb0b-4439-83e2-8a4dc59f7b86",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "2x2 matrix",
      "slug": "matrix-2x2",
      "agent": null,
      "layer": "slide",
      "matchId": "032dae6f-10b7-4b56-b58a-c138ac892fcd",
      "evidence": "list/bullet: Operations & Fraud KPIs: >20% reduction in calls, >50% volume increase, ~5% fraud loss reduction",
      "confidence": 0.5
    },
    {
      "name": "2x2 matrix",
      "slug": "matrix-2x2",
      "agent": null,
      "layer": "slide",
      "matchId": "272dc334-5011-4fc1-bb10-d174a7e31848",
      "evidence": "list/bullet: Branch Network KPIs: ~30% customers per branch, >15% tenured advisors, >15% sales productivity",
      "confidence": 0.5
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 242,
      "from": 21,
      "beatId": "52233aba-c04c-4af0-8bc9-4024999b8641",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Satisfaction",
      "beatSlug": "monroes-sequence-satisfaction",
      "evidence": "The document provides satisfaction by presenting the firm's strong track record, diversified business model, and commitment to advancing a sustainable and inclusive economy.",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}