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      "text": "Average 1Q23 loans for CB up 1% quarter-over-quarter, as clients adjust to higher interest rates and economic uncertainty",
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      "text": "Note: Commercial and Industrial (C&I) and Commercial Real Estate (CRE) groupings used herein are generally based on client segments and do not align with regulatory definitions. For footnoted information, refer to slides 23-24",
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      "text": "11% increase YoY, driven by higher revolver utilization and new loan demand; Market is taking a modestly more conservative approach to credit quality, leverage, and pricing; #1 overall syndicated lender in Middle Market",
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      "text": "7% increase YoY, driven by growth in term lending and affordable housing; Reduced purchase activity and demand for refinancing driven by higher interest rates; Elevated level of maturities over next few years",
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