{
  "docId": "019dd923-5e88-73ef-bd5a-985e39c071df",
  "docSlug": "0d6cbe3ad7727899",
  "documentTitle": "2022 firm overview",
  "authorId": "JPMorgan",
  "authorName": "JPMorgan Chase & Co.",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.778,
  "pageNumber": 13,
  "pageCount": 22,
  "prevPage": 12,
  "nextPage": 14,
  "slideType": "kpi_dashboard",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 24,
  "notes": "Includes a stacked bar chart for net charge-offs and a data table for charge-off rates.",
  "elementsJson": [
    "headline_text",
    "bar_chart_stacked",
    "data_table",
    "bullet_list",
    "callout_box"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5a-985e39c071df/13",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5a-985e39c071df",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5a-985e39c071df.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5a-985e39c071df#slide-13",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "Strong consumer and wholesale balance sheets will delay normalization past 2022.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-28a7-7520-bb74-2ec1542c8047",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.575,
        "x": 0.047,
        "y": 0.235
      },
      "kind": "chart",
      "text": "Net charge-offs ($B) 2019-2021",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1476c5b9-bd86-4250-a7a0-50652ff9507f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.33,
        "x": 0.638,
        "y": 0.22
      },
      "kind": "list",
      "text": "Expect charge-offs to return to pre-pandemic levels over time; Strong consumer and wholesale balance sheets will delay normalization past 2022; Loan growth alone will produce reserve builds",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "2db4b045-5fb0-4a03-920a-21dd2be19045",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.33,
        "x": 0.638,
        "y": 0.56
      },
      "kind": "list",
      "text": "The U.S. economy remains fundamentally strong, despite recent mixed data; Recent developments have increased the risk of a future adverse outcome; Our fortress principles are designed to withstand any operating environment",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c9b239c3-8259-4f34-8993-a62251981511",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Net charge-offs: $2.9B",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-28a7-7520-bb74-3077ecf124fe",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.02,
        "w": 0.2,
        "x": 0.047,
        "y": 0.94
      },
      "kind": "source-note",
      "text": "Note: Totals may not sum due to rounding",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7422e71e-aad7-42e1-b823-2f8ee89ddae5",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.575,
        "x": 0.047,
        "y": 0.635
      },
      "kind": "table",
      "text": "Net charge-off rates (%) table",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "dbb4d5ed-78b1-4235-b2e8-122c949acf1c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.038,
        "w": 0.332,
        "x": 0.047,
        "y": 0.105
      },
      "kind": "title",
      "text": "Credit outlook remains positive",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "97baf2ba-ad95-4cee-afb2-623e4fbf08f5",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 16,
      "from": 10,
      "beatId": "6a39da1c-3c23-47d9-bbd1-6447fe637539",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Evidence",
      "beatSlug": "evidence",
      "evidence": "The document provides financial analysis and outlook",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": null,
      "parentBeatSlug": null
    }
  ],
  "loops": [
    {
      "to": 16,
      "from": 10,
      "name": "Zoom In",
      "slug": "06-zoom-in",
      "bestFor": "Technical deep-dives, case studies, detailed analysis",
      "matchId": "fd23042a-e17c-468a-8530-b0fb2f6b6ce2",
      "evidence": "The document provides a detailed financial analysis",
      "position": 0,
      "objective": "to provide a detailed financial outlook",
      "structure": "The Big Picture -> Key Area of Focus -> Specific Detail -> Implication",
      "confidence": 0.7,
      "description": "Start broad, then progressively focus on specific details that prove your point"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}