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      "text": "Sendero Verde: Goldman Sachs provided financing for the development of Sendero Verde, a 348-unit mixed-use building in East Harlem, NY. Sendero Verde is being built to “Passive House” standards, signifying minimal-to-no energy usage for space heating and cooling. The project includes community facility space leased to the Harlem Children’s Zone, a local nonprofit organization breaking the cycle of intergenerational poverty through its charter school and preschool programs, and East Harlem Council for Community Improvement, a local community advocacy and supportive services nonprofit.",
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      "text": "BlocPower: Goldman Sachs provided a loan to BlocPower to finance the acquisition and installation of electric heating and cooling systems across multifamily buildings in New York City, specifically focused on LMI areas in the Bronx, which has been designated by ConEd as a zone of significant impact for reducing natural gas demand, and other NYC neighborhoods. Founded in 2012, BlocPower is a Black-led privately-held company that partners with utility companies and governments to identify, finance, and upgrade building energy systems in urban areas. In addition to more cost- and energy-efficient heating and cooling systems, residents in the buildings BlocPower retrofits will benefit from improved air quality, which is associated with long-term health benefits, and increased temperature control. The retrofits are also expected to help BlocPower customers avoid fines related to limits on greenhouse gas emissions, including those produced by on-site fuel combustion of oil and gas boilers.",
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      "text": "household income.91 To address these issues and other climate change risks, UIG has used tools such as solar and geothermal investment tax credits and Brownfield Tax Credit Equity. A sample of activities that address climate mitigation are included below:",
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      "text": "91 https://www.dfs.ny.gov/industry_guidance/industry_letters/il20210209_cra_consideration",
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