{
  "docId": "019dd923-5e88-73ef-bd5a-3a0eacbf62a9",
  "docSlug": "e47a7bbdc51ee31f",
  "documentTitle": "2022 strategic update presentation",
  "authorId": "GoldmanSachs",
  "authorName": "Goldman Sachs",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "portrait",
  "aspectRatio": 0.773,
  "pageNumber": 78,
  "pageCount": 89,
  "prevPage": 77,
  "nextPage": 79,
  "slideType": "appendix_data",
  "function": "illustrate_case",
  "density": "dense",
  "nDataPoints": 3,
  "notes": "The text cuts off at the end of the page.",
  "elementsJson": [
    "paragraph",
    "bullet_list"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd5a-3a0eacbf62a9/78",
  "deckHref": "/decks/019dd923-5e88-73ef-bd5a-3a0eacbf62a9",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd5a-3a0eacbf62a9.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd5a-3a0eacbf62a9#slide-78",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "The examples below highlight some of our innovative responses to the issues our communities are facing.",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-1d6f-77e9-a181-aa517c7408e6",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.18,
        "w": 0.764,
        "x": 0.118,
        "y": 0.532
      },
      "kind": "list",
      "text": "B. Innovative access to credit\n- On the Road Lending: Goldman Sachs financed a new credit facility to provide below-market interest rate auto loans to LMI consumers.\n- Funding U: Goldman Sachs is addressing a significant opportunity gap in the undergraduate education financing market by using non-FICO based underwriting to expand access to and affordability of college for LMI students. The facility with Funding U is expected to originate approximately 4,800 student loans.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "08a1b388-044b-4f18-8e14-ae7bb19957b3",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.764,
        "x": 0.118,
        "y": 0.742
      },
      "kind": "list",
      "text": "C. Addressing climate resiliency in LMI communities\nUIG is focused on finding solutions to the increasingly visible impact of climate change on the affordable housing crisis. According to the DFS guidance on CRA activities that contribute to climate adaptation, LMI communities can benefit from climate mitigation actions, such as improving energy efficiency.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1fcddaa0-f13b-4034-8b47-a40aa496a50a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.764,
        "x": 0.118,
        "y": 0.205
      },
      "kind": "list",
      "text": "A. Expanding access to affordable housing and services for marginalized communities\n- Harris Community Village: Goldman Sachs provided LIHTC equity along with a construction loan to finance the development of a 66-unit affordable housing development in Tooele, Utah.\n- National Urban League Empowerment Center: Goldman Sachs committed capital to bring the NUL’s headquarters back to Harlem, where it was founded over 100 years ago.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "fc28561b-10b7-463b-8202-12a232fa3a7f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.045,
        "w": 0.764,
        "x": 0.118,
        "y": 0.142
      },
      "kind": "paragraph",
      "text": "The examples below highlight some of our innovative responses to the issues our communities are facing. We expect to engage in similarly innovative activities under our Strategic Plan to address issues identified in our community needs assessment.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "18339184-30b9-432f-8742-2c00ae395313",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.015,
        "w": 0.535,
        "x": 0.118,
        "y": 0.082
      },
      "kind": "title",
      "text": "Appendix 8: Examples of Historical CRA and NYCRA Activity",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b883a7f3-7b4a-40ae-a7f4-f4171eaa8ffa",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.015,
        "w": 0.235,
        "x": 0.118,
        "y": 0.111
      },
      "kind": "title",
      "text": "Urban Investment Group (UIG)",
      "attrs": null,
      "subkind": "subtitle",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6bab04cb-846d-4c7e-82fa-7b3a0eaab3eb",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "List presentation",
      "slug": "list-presentation",
      "agent": null,
      "layer": "slide",
      "matchId": "78ffe0b7-6740-4127-b253-8b71da63f38a",
      "evidence": "The slide contains list/bullet points discussing examples of historical CRA and NYCRA activity.",
      "confidence": 0.7
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}