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      "text": "The revitalize or stabilize definition of community development includes activities that revitalize or stabilize-\nI. Low-or moderate-income geographies;\nII. Designated disaster areas; or\nIII. Distressed or underserved nonmetropolitan middle-income geographies designated by the Board, Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency, based on-\na. Rates of poverty, unemployment and population loss; or\nb. Population size, density and dispersion. Activities that revitalize and stabilize geographies designated based on population size, density and dispersion if they help to meet essential community needs, including needs of LMI individuals.",
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      "text": "Geography: A census tract delineated by the United States Bureau of the Census in the most recent decennial census.",
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      "text": "Consumer loan(s): A loan(s) to one or more individuals for household, family, or other personal expenditures. A consumer loan does not include a home mortgage, small business, or small farm loan.\nThis definition includes the following categories: motor vehicle loans, credit card loans, home equity loans, other secured consumer loans and other unsecured consumer loans.",
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      "text": "Census tract: A small, relatively permanent statistical subdivision of a county or statistically equivalent entity delineated for data presentation purposes by a local group of census data users or the geographic staff of a regional census center in accordance with Census Bureau guidelines. Designed to be relatively homogeneous units with respect to population characteristics, economic status and living conditions at the time they are established, census tracts generally contain between 1,000 and 8,000 people, with an optimum size of 4,000 people. Census tract boundaries are delineated with the intention of being stable over many decades, so they generally follow relatively permanent visible features. However, they may follow governmental unit boundaries and other invisible features in some instances; the boundary of a state or county (or statistically equivalent entity) is always a census tract boundary.",
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      "text": "CRA Glossary",
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