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      "text": "Lend and invest at least $12.9 billion (“Low Satisfactory”), $15 billion (“High Satisfactory”), or $17.2 billion (“Outstanding”) to support community development.",
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      "text": "Lend and invest at least $12.9 billion (“Low Satisfactory”), $15 billion (“High Satisfactory”), or $17.2 billion (“Outstanding”) to support community development, representing 13%, 30% and 50% increases, respectively, over average annual investments during GS Bank’s most recent CRA/NYCRA exam period (2019-2021).\nCommit at least $125 million (“Low Satisfactory”), $150 million (“High Satisfactory”), or $175 million (“Outstanding”) in grants.\nCommit a total of at least 2,500 employee volunteer events (“Low Satisfactory”), 3,000 employee volunteer events (“High Satisfactory”), or 3,500 employee volunteer events (“Outstanding”) in community development services.",
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      "text": "Community development investment: $17.2 billion",
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      "kind": "paragraph",
      "text": "Overview\nThis Plan builds on GS Bank's prior successes and leverages our expertise to maximize positive impact in the communities we serve. As we execute on these commitments, we will continue to seek community input, engage with our regulators, and evaluate our performance throughout the term of the Plan.",
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      "text": "The CRA and NYCRA regulations state that generally a bank shall address all three performance categories (lending, investments and services) in its plan and, unless the bank has been designated as a wholesale or limited purpose bank, shall emphasize lending and lending-related activities. However, FRB guidance allows that “the strategic plan need not specify measurable goals in all three categories. Generally, a bank that has been designated a wholesale or limited purpose bank shall emphasize community development lending, qualified investments and community development services. However, a strategic plan need not follow the general rule if the emphasis of the plan is responsive to the characteristics and credit needs of the particular AA(s), considering the public comments and the bank’s capacity, constraints, product offerings and business strategy.”85",
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      "text": "Interim annual goals are set forth in the tables that follow for each of loans and investments, grants and services as required. Minimum loan and investment volumes have also been set for each AA. With respect to GS Bank’s performance in its New York City Assessment Area under the NYCRA, more detailed Strategic Plan targets for the five counties included in the New York Assessment Area are included in Appendix 10. We expect to fulfill these commitments primarily through UIG, 10KSB, OMBW, other philanthropic programs and CTW as described earlier.",
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      "text": "85 https://www.federalreserve.gov/consumerscommunities/files/strategic-plan-guidance.pdf",
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