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  "documentTitle": "American Express Investor Day 2024",
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  "notes": "Data points: AUS fee +21%, $957, ~2.5x growth; JP fee +18%, $1,117, ~1.5x growth.",
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      "text": "Note: (1) USD converted at Jan'24 FX rate. % Fee change is from 2017 to 2023. AUS '17 fee 1,200 AUD and '23 fee 1,450 AUD. JP '17 fee ¥140,000 and '23 fee ¥ 165,000. (2) Change is based on Dec'23 vs. Dec'17.",
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      "text": "2017: Membership Rewards, lounge access, concierge, insurance. 2023: Dining and Entertainment benefits, New metal card, Expanded travel benefits including a broadened network of Centurion lounges",
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      "text": "We have steadily added value to Consumer Platinum while pricing accordingly and growing accounts",
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