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  "documentTitle": "American Express Investor Day 2024",
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  "authorName": "American Express",
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  "notes": "Slide 27 of a deck, likely American Express (AMEX logo visible).",
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      "text": "Note: (1) Based on 2018 Acquisition Vintage for US Consumer Platinum; (2) Reflects age gap difference between the average age of new customers acquired in 2023 that are Millennials & Gen Z and other age cohorts for US Consumer Platinum; (3) Higher estimated average lifetime value based on internal projections for US Consumer Platinum assuming age cohorts are acquired at the same point in time but reflecting their differences in age; (4) Delinquency rate represents 30+ days past due for US Consumer Card Member Loans and Receivables; USCS is indexed to industry: Industry sourced from Experian",
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      "text": ">20 years Age Gap at Acquisition",
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      "text": "2023 Delinquency Rate vs. Industry",
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      "kind": "title",
      "text": "These younger age cohorts have shown a steeper initial growth trajectory and are expected to provide greater lifetime value",
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