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  "notes": "The chart shows US Consumer Delinquency Rate trends from 2018 to 2023, highlighting the performance gap between AXP and non-AXP customers.",
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      "text": "Note: (1) Data sourced from Credit Bureaus. AXP customer data on AXP products reflects 30+ days past due as a % of total for US Consumer Card Member Loans and Receivables",
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      "kind": "title",
      "text": "What is most encouraging about the strength of our premium strategy and model is how it drives superior loyalty overall",
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