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  "documentTitle": "American Express Investor Day 2024",
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  "authorName": "American Express",
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      "text": "Note: Reflects 2019 vs. 2023 performance; (1) Spend per new account defined as first 12 months of spend from new acquisitions in Q3'18 – Q4'18 vs. Q3'22 – Q4'22; (2) Backbook only, includes acquisitions prior to Q3'18 that remained active as of year-end '23; (3) Each year from 2019-2023, including in the 12 months immediately following the July'21 refresh",
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      "text": "US Consumer Platinum: July 2021 Refresh",
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