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  "documentTitle": "KSA Banking Pulse Q3 2024",
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      "text": "Note: Scaling and some numbers might not add up due to rounding. Source: Financial statements, investor presentations, A&M analysis. *Comparison on QoQ basis",
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      "text": "Half of the KSA banks reported an increased cost efficiency in Q3'24. ANB and BALB reported the highest deterioration in the C/I ratio by 121bps QoQ and 109bps QoQ, respectively. SNB's C/I ratio deteriorated by 37bps QoQ.",
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