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  "documentTitle": "KSA Banking Pulse Q3 2024",
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  "authorName": "Alvarez & Marsal",
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  "notes": "The chart uses a 'dumbbell' style visualization to show movement between two time periods for each bank.",
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      "text": "Aggregate LDR increased by 2.3% points QoQ to 100.1% in Q3'24 as seven out of the ten banks reported an increase in LDR.",
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      "text": "Loans to Deposits Ratio (%) vs Total Asset (SAR Bn)",
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      "text": "Note: The green zone is an area of healthy liquidity. Source: Financial statements, A&M analysis",
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      "text": "Q2'24 (triangle) to Q3'24 (circle) movement",
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      "text": "Aggregate LDR increased by 2.3% points QoQ to 100.1% in Q3'24 as seven out of the ten banks reported an increase in LDR. SAB reported the highest increase in LDR (5.5% points QoQ) to 96.8% in Q3'24. BALB witnessed the highest decline in LDR.",
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      "kind": "title",
      "text": "LDR crossed 100% for the first time in 2024 for the KSA banks",
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