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  "documentTitle": "2023 MS Conference Presentation",
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  "authorName": "Fifth Third Bancorp",
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  "notes": "The slide uses line charts to visualize credit metrics over time, highlighting specific crisis periods.",
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      "kind": "callout",
      "text": "Select actions taken since the financial crisis:",
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      "text": "Non-Performing Loans",
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      "text": "Commercial Net Charge-Offs",
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      "text": "Consumer Net Charge-Offs",
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      "text": "Total Net Charge-Offs",
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      "kind": "list",
      "text": "Select actions taken since the financial crisis: Centralized credit underwriting, Exited certain CRE segments, Improved client selection, Focused corporate banking, Established special assets group, Exited $5B commercial loans, Halted national indirect commercial lease, Exited commodity trader lending, Sold residential mortgage TDR portfolio, Changed credit card strategy",
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      "text": "Net Charge-Offs: 0.26%",
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      "kind": "source-note",
      "text": "Source: S&P Global Market Intelligence, Source: Company filings",
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      "kind": "title",
      "text": "Significantly improved credit profile",
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