{
  "docId": "019dd923-5e88-73ef-bd59-300db34dbf0a",
  "docSlug": "bad1460db61cc96b",
  "documentTitle": "160316 BBVA MS Conference tcm927 569522",
  "authorId": "MorganStanley",
  "authorName": "BBVA",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.777,
  "pageNumber": 20,
  "pageCount": 33,
  "prevPage": 19,
  "nextPage": 21,
  "slideType": "peer_benchmark",
  "function": "compare_peers",
  "density": "balanced",
  "nDataPoints": 20,
  "notes": "Data is presented as a comparative bar chart overlaying a world map background.",
  "elementsJson": [
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    "footnote"
  ],
  "metadataConfidence": 1,
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  "slideHref": "/slides/019dd923-5e88-73ef-bd59-300db34dbf0a/20",
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  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd59-300db34dbf0a#slide-20",
  "components": [
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      "bbox": {
        "h": 0.35,
        "w": 0.95,
        "x": 0.03,
        "y": 1
      },
      "kind": "chart",
      "text": "2015 NPL ratio (%)",
      "attrs": null,
      "subkind": "bar-vertical",
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        "h": 0.35,
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        "y": 0.5
      },
      "kind": "chart",
      "text": "2015 Cost of Risk (bps)",
      "attrs": null,
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      "bbox": {
        "h": 0.05,
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        "x": 0.03,
        "y": 0.92
      },
      "kind": "disclaimer",
      "text": "Figures according to local data to ensure comparability as of December 2015 (except for South America: Chile (Sept. 2015); Argentina (Oct.2015): Colombia & Peru (Nov. 2015); Paraguay & Venezuela (Dic.2015); Uruguay (n/a)).. USA figures refer to Compass for comparison purposes.",
      "attrs": null,
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      "kind": "metric",
      "text": "NPL ratio",
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      "subkind": "primary",
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      "toolSlug": "quantification",
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      "kind": "title",
      "text": "A Prudent Risk Profile",
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  "frameworks": [
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      "name": "comparison_frame",
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      "matchId": "007647f7-902c-4684-b1b3-18a3897909ec",
      "evidence": "Direct comparison of BBVA performance against peer averages across multiple regions.",
      "confidence": 0.9
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      "from": 16,
      "beatId": "1924d482-101b-46b3-828c-fdfa15eb6df5",
      "arcName": "The Consultant's Gambit",
      "arcSlug": "consultants-gambit",
      "beatName": "Evidence & Proof",
      "beatSlug": "consultants-gambit-evidence-proof",
      "evidence": "The sections on BBVA's strengths, risk management model, and financial analysis provide evidence of the bank's resilience and growth potential.",
      "position": 3,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
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  "loops": [
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      "from": 16,
      "name": "Hypothesis Test",
      "slug": "42-hypothesis-test",
      "bestFor": "Strategy validation, due diligence, research presentations",
      "matchId": "bd1f2aa4-0f6d-45f1-87a7-93995594864d",
      "evidence": "The risk management model and financial analysis sections provide evidence of BBVA's resilience.",
      "position": 2,
      "objective": "How does BBVA's risk management model support its resilience?",
      "structure": "The Hypothesis -> Test 1 (Supports/Refutes) -> Test 2 (Supports/Refutes) -> Conclusion (Validated/Pivoted)",
      "confidence": 0.6,
      "description": "State a hypothesis upfront, then systematically prove or disprove it with evidence"
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  "locked": true
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