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      "text": "(1) Figures as of December, 2015 except for CMZ (as of September, 2015). (2) Excluding the Corporate Center. (3) European Peer Group: BARC, BNPP, CASA, CS, CMZ, DB, HSBC, ISP, LBG, RBS, SAN, SG, UBS, UCG.",
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      "text": "An Attractive Business Model",
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