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      "text": "Our consumer survey is based on 27,103 online interviews with digitally active adults between 4 February and 11 March 2019. The aim was to get a global understanding of FinTech adoption trends between markets, demographic groups, and over time. We interviewed consumers in 27 markets: Argentina, Australia, Belgium and Luxembourg (treated as one market), Brazil, Canada, Chile, China (mainland), Colombia, France, Germany, Hong Kong, India, Ireland, Italy, Japan, Mexico, the Netherlands, Peru, Russia, Singapore, South Africa, South Korea, Spain, Sweden, Switzerland, the UK and the US.",
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      "text": "Our 2015 study had 10 FinTech services within five broad categories, and we defined a FinTech adopter as someone who used two or more of these services. In 2017, in recognition of how the industry had evolved, we added seven services that were becoming more prevalent globally (although not necessarily in all our markets). To improve compatibility among the surveys, we introduced the concept of “buckets” and grouped similar services together. Therefore, a FinTech adopter was someone who used two or more buckets.",
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