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      "text": "The fund relies on other parties to fulfill certain services, investments or transactions. If these parties become insolvent, it may expose the fund to financial loss.\nThere may be an insufficient number of buyers or sellers which may affect the funds ability to buy or sell securities.\nInvestment in China A-Shares via Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect programs may also entail additional risks, such as risks linked to the ownership of shares.\nThere are increased risks of investing in emerging markets as political, legal and operational systems may be less developed than in developed markets.\nPast performance is not a reliable indicator of future results. Returns may increase or decrease as a result of currency fluctuations. The value of investments and the income from them can go down as well as up and investors may lose all or a substantial portion of his or her investment.\nThe value of the investments and the income from them will vary and there can be no assurance that the Fund will achieve its investment objectives.\nInvestments may be in a variety of currencies and therefore changes in rates of exchange between currencies may cause the value of investments to decrease or increase. Furthermore, the value of investments may be adversely affected by fluctuations in exchange rates between the investor’s reference currency and the base currency of the investments.",
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