{
  "docId": "019dd923-5e88-73ef-bd57-fa66f6094a5d",
  "docSlug": "e2deab3353ac4eb7",
  "documentTitle": "07 investorupdate2018 pc",
  "authorId": "UBS",
  "authorName": "UBS",
  "documentKindSlug": "consulting-deck",
  "documentKindLabel": "Consulting deck",
  "sourceTypeSlug": "equity_research",
  "sourceTypeLabel": "Equity research",
  "presentationDate": null,
  "orientation": "landscape",
  "aspectRatio": 1.777,
  "pageNumber": 12,
  "pageCount": 21,
  "prevPage": 11,
  "nextPage": 13,
  "slideType": "kpi_dashboard",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 14,
  "notes": "The slide uses a donut chart to show portfolio composition and provides specific risk metrics (LTV, credit losses) to demonstrate prudent management.",
  "elementsJson": [
    "donut_chart",
    "big_number",
    "paragraph"
  ],
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019dd923-5e88-73ef-bd57-fa66f6094a5d/12",
  "deckHref": "/decks/019dd923-5e88-73ef-bd57-fa66f6094a5d",
  "deckJsonHref": "/decks/019dd923-5e88-73ef-bd57-fa66f6094a5d.json",
  "deckAnchorHref": "/decks/019dd923-5e88-73ef-bd57-fa66f6094a5d#slide-12",
  "components": [
    {
      "bbox": null,
      "kind": "callout",
      "text": "99.7% of single- and multi-family homes portfolio would still be covered if collateral values were to fall by 20%",
      "attrs": null,
      "subkind": null,
      "toolName": "Visual emphasis",
      "toolSlug": "visual-emphasis",
      "confidence": null,
      "componentId": "019dd952-41aa-7578-83b5-c2cd641d067a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.4,
        "w": 0.15,
        "x": 0.04,
        "y": 0.2
      },
      "kind": "chart",
      "text": "Loans, gross 131bn",
      "attrs": null,
      "subkind": "donut",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "98d1fde6-9047-426d-bea1-e98aad445a6a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.6,
        "w": 0.25,
        "x": 0.2,
        "y": 0.2
      },
      "kind": "list",
      "text": "Self-occupied real estate, residential (60%); Income producing real estate, residential and commercial (19%); Self-occupied real estate, commercial (7%); Other secured loans (6%); Unsecured (8%)",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "17020660-c9ae-463f-b9bb-7236c3bbce5b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.2,
        "w": 0.25,
        "x": 0.72,
        "y": 0.2
      },
      "kind": "metric",
      "text": "99.7% of single- and multi-family homes portfolio would still be covered if collateral values were to fall by 20%",
      "attrs": null,
      "subkind": "big-number",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3134cfd9-10ef-4b10-b954-9968fc69d3bf",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": null,
      "kind": "metric",
      "text": "Loan-to-value (LTV): 99.7%",
      "attrs": null,
      "subkind": "primary",
      "toolName": "Quantification",
      "toolSlug": "quantification",
      "confidence": null,
      "componentId": "019dd952-41aa-7578-83b5-c78832633e48",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.25,
        "x": 0.45,
        "y": 0.2
      },
      "kind": "paragraph",
      "text": "Single-family homes: 6% volume growth since 2014, ø LTV 57%, 93% of loans with LTV <=80%. Mainly multi-family homes: 24% volume decrease since 2014, ø LTV 53%, 98% of loans with LTV <=80%.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5996b3f4-22a7-47ac-85f2-7c3affdbb02e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.2,
        "x": 0.72,
        "y": 0.45
      },
      "kind": "paragraph",
      "text": "0.003% average credit losses p.a. over the last 5 years",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b1960d18-3367-447a-8b95-7f79519d5368",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.06,
        "w": 0.25,
        "x": 0.04,
        "y": 0.05
      },
      "kind": "title",
      "text": "Loan portfolio",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f4e37cbd-bc2c-4170-bba0-3b83115a4d1c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.6,
        "x": 0.04,
        "y": 0.14
      },
      "kind": "title",
      "text": "Prudently managed; majority of loans secured by residential property",
      "attrs": null,
      "subkind": "subtitle",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "af6ef889-da6b-4a19-847f-137000e5315d",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 12,
      "from": 6,
      "beatId": "2159fe29-f001-4224-bdb6-5751d6ff6a20",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "Slides 6-12 provide detailed financial analysis, including revenue mix, cost discipline, and KPI dashboards.",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    },
    {
      "to": 17,
      "from": 10,
      "beatId": "b058d381-b6d0-4789-82f7-69489c3a3635",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Solution",
      "beatSlug": "sequoia-pitch-solution",
      "evidence": "Slides 10-17 outline UBS's strategic growth initiatives and key takeaways.",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 12,
      "from": 6,
      "name": "Zoom In",
      "slug": "06-zoom-in",
      "bestFor": "Technical deep-dives, case studies, detailed analysis",
      "matchId": "92936127-413a-4f48-aaf8-1dcf62aca3ef",
      "evidence": "Slides 6-12 provide a detailed financial analysis.",
      "position": 0,
      "objective": "What are UBS's financial strengths?",
      "structure": "The Big Picture -> Key Area of Focus -> Specific Detail -> Implication",
      "confidence": 0.7,
      "description": "Start broad, then progressively focus on specific details that prove your point"
    },
    {
      "to": 17,
      "from": 10,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "d26365c0-17a0-4978-80b4-a8058ca463fc",
      "evidence": "Slides 10-17 outline UBS's strategic growth initiatives and key takeaways.",
      "position": 1,
      "objective": "What are the consequences of not investing in growth initiatives?",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}