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      "text": "Retiring before you are eligible for Medicare can have a significant impact on how much you will need to have saved for retirement healthcare costs. For more information, please see Planning for healthcare costs in early retirement",
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      "text": "COBRA: You can keep your existing network doctors; Premiums can be expensive; It generally lasts up to 18 months",
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      "text": "Health Insurance Marketplace: There are many options to choose from; You may be eligible for a premium tax credit",
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      "text": "Bridge employment: This could be a more affordable option; You may need to work a certain number of hours to become eligible",
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      "text": "Spouse’s workplace health plan: This could be a more affordable option; Your coverage may end when your spouse retires",
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